Call reports 2011
PEOPLES SECURITY BANK — 2011
What PEOPLES SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,039,000 | 50,969,000 | 50,384,000 | 50,006,000 |
| Total loans | 23,178,000 | 23,046,000 | 22,435,000 | 21,362,000 |
| Allowance for loan losses | 285,000 | 275,000 | 226,000 | 252,000 |
| Securities available for sale | 17,985,000 | 18,417,000 | 18,736,000 | 18,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,341,000 | 43,022,000 | 42,232,000 | 41,928,000 |
| Interest-bearing deposits | 30,864,000 | 30,694,000 | 30,242,000 | 30,100,000 |
| Noninterest-bearing deposits | 12,477,000 | 12,328,000 | 11,990,000 | 11,828,000 |
| Equity capital | 6,732,000 | 6,900,000 | 7,024,000 | 7,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,209,000 | 1,795,000 | 2,332,000 |
| Interest expense | 80,000 | 156,000 | 224,000 | 286,000 |
| Net interest income | 511,000 | 1,053,000 | 1,571,000 | 2,046,000 |
| Noninterest income | 92,000 | 192,000 | 304,000 | 427,000 |
| Noninterest expense | 547,000 | 1,092,000 | 1,621,000 | 2,164,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 60,000 |
| Pretax income | 56,000 | 153,000 | 214,000 | 249,000 |
| Income tax | 8,000 | 25,000 | 38,000 | 3,000 |
| Net income | 48,000 | 128,000 | 176,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,648,000 | 6,685,000 | 6,689,000 | 6,716,000 |
| Total capital | 6,933,000 | 6,960,000 | 6,915,000 | 6,968,000 |
| Risk-weighted assets | 26,525,000 | 26,519,000 | 25,903,000 | 24,527,000 |