Call reports 2010
PEOPLES SECURITY BANK — 2010
What PEOPLES SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,100,000 | 49,789,000 | 50,978,000 | 49,916,000 |
| Total loans | 23,784,000 | 24,673,000 | 24,040,000 | 23,732,000 |
| Allowance for loan losses | 279,000 | 280,000 | 265,000 | 288,000 |
| Securities available for sale | 17,795,000 | 18,706,000 | 17,602,000 | 16,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,331,000 | 41,791,000 | 42,867,000 | 42,227,000 |
| Interest-bearing deposits | 29,738,000 | 30,035,000 | 30,649,000 | 30,578,000 |
| Noninterest-bearing deposits | 11,593,000 | 11,756,000 | 12,218,000 | 11,649,000 |
| Equity capital | 6,708,000 | 6,870,000 | 6,936,000 | 6,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,312,000 | 1,966,000 | 2,576,000 |
| Interest expense | 110,000 | 218,000 | 320,000 | 428,000 |
| Net interest income | 534,000 | 1,094,000 | 1,646,000 | 2,148,000 |
| Noninterest income | 122,000 | 260,000 | 363,000 | 480,000 |
| Noninterest expense | 553,000 | 1,105,000 | 1,691,000 | 2,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 103,000 | 249,000 | 318,000 | 325,000 |
| Income tax | 18,000 | 62,000 | 70,000 | 40,000 |
| Net income | 85,000 | 187,000 | 248,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,575,000 | 6,634,000 | 6,651,000 | 6,644,000 |
| Total capital | 6,854,000 | 6,914,000 | 6,916,000 | 6,932,000 |
| Risk-weighted assets | 26,155,000 | 27,194,000 | 27,203,000 | 26,565,000 |