Call reports 2009
PEOPLES SECURITY BANK — 2009
What PEOPLES SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,597,000 | 50,182,000 | 48,277,000 | 49,229,000 |
| Total loans | 25,337,000 | 24,556,000 | 24,211,000 | 23,799,000 |
| Allowance for loan losses | 267,000 | 270,000 | 297,000 | 299,000 |
| Securities available for sale | 17,086,000 | 18,004,000 | 17,267,000 | 16,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,205,000 | 42,643,000 | 40,488,000 | 41,479,000 |
| Interest-bearing deposits | 30,768,000 | 31,038,000 | 29,557,000 | 30,123,000 |
| Noninterest-bearing deposits | 12,437,000 | 11,605,000 | 10,931,000 | 11,356,000 |
| Equity capital | 6,328,000 | 6,482,000 | 6,674,000 | 6,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,415,000 | 2,088,000 | 2,754,000 |
| Interest expense | 152,000 | 291,000 | 423,000 | 548,000 |
| Net interest income | 555,000 | 1,124,000 | 1,665,000 | 2,206,000 |
| Noninterest income | 125,000 | 254,000 | 378,000 | 504,000 |
| Noninterest expense | 536,000 | 1,055,000 | 1,618,000 | 2,225,000 |
| Provision for loan losses | 12,000 | 34,000 | 50,000 | 50,000 |
| Pretax income | 132,000 | 289,000 | 375,000 | 435,000 |
| Income tax | 25,000 | 62,000 | 84,000 | 100,000 |
| Net income | 107,000 | 227,000 | 291,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,436,000 | 6,512,000 | 6,532,000 | 6,533,000 |
| Total capital | 6,703,000 | 6,782,000 | 6,829,000 | 6,832,000 |
| Risk-weighted assets | 27,475,000 | 26,855,000 | 26,229,000 | 25,662,000 |