Call reports 2008
PEOPLES SECURITY BANK — 2008
What PEOPLES SECURITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,040,000 | 50,338,000 | 49,443,000 | 50,384,000 |
| Total loans | 26,329,000 | 26,287,000 | 26,171,000 | 25,866,000 |
| Allowance for loan losses | 287,000 | 270,000 | 258,000 | 260,000 |
| Securities available for sale | 16,586,000 | 15,534,000 | 15,402,000 | 17,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,257,000 | 42,639,000 | 41,634,000 | 42,949,000 |
| Interest-bearing deposits | 30,472,000 | 29,826,000 | 29,337,000 | 30,116,000 |
| Noninterest-bearing deposits | 12,785,000 | 12,813,000 | 12,297,000 | 12,833,000 |
| Equity capital | 6,222,000 | 6,138,000 | 6,230,000 | 6,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,537,000 | 2,283,000 | 3,015,000 |
| Interest expense | 232,000 | 444,000 | 632,000 | 809,000 |
| Net interest income | 546,000 | 1,093,000 | 1,651,000 | 2,206,000 |
| Noninterest income | 157,000 | 315,000 | 448,000 | 603,000 |
| Noninterest expense | 548,000 | 1,086,000 | 1,632,000 | 2,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 322,000 | 467,000 | 633,000 |
| Income tax | 31,000 | 77,000 | 110,000 | 166,000 |
| Net income | 124,000 | 245,000 | 357,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,160,000 | 6,237,000 | 6,306,000 | 6,372,000 |
| Total capital | 6,447,000 | 6,507,000 | 6,564,000 | 6,632,000 |
| Risk-weighted assets | 26,985,000 | 26,884,000 | 26,609,000 | 27,628,000 |