Call reports 2007
PEOPLES SECURITY BANK — 2007
What PEOPLES SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,810,000 | 47,746,000 | 48,636,000 | 49,385,000 |
| Total loans | 23,939,000 | 25,041,000 | 25,655,000 | 26,415,000 |
| Allowance for loan losses | 339,000 | 331,000 | 307,000 | 296,000 |
| Securities available for sale | 14,162,000 | 14,500,000 | 14,217,000 | 13,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,321,000 | 40,254,000 | 40,955,000 | 41,617,000 |
| Interest-bearing deposits | 28,445,000 | 28,336,000 | 28,727,000 | 29,644,000 |
| Noninterest-bearing deposits | 11,876,000 | 11,918,000 | 12,228,000 | 11,973,000 |
| Equity capital | 5,904,000 | 5,887,000 | 6,039,000 | 6,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,531,000 | 2,315,000 | 3,114,000 |
| Interest expense | 204,000 | 418,000 | 643,000 | 880,000 |
| Net interest income | 568,000 | 1,113,000 | 1,672,000 | 2,234,000 |
| Noninterest income | 115,000 | 241,000 | 363,000 | 498,000 |
| Noninterest expense | 523,000 | 1,028,000 | 1,561,000 | 2,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 326,000 | 474,000 | 643,000 |
| Income tax | 31,000 | 84,000 | 115,000 | 168,000 |
| Net income | 129,000 | 242,000 | 359,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,863,000 | 5,932,000 | 6,005,000 | 6,079,000 |
| Total capital | 6,173,000 | 6,253,000 | 6,312,000 | 6,375,000 |
| Risk-weighted assets | 24,802,000 | 25,668,000 | 25,704,000 | 26,530,000 |