Call reports 2006
PEOPLES SECURITY BANK — 2006
What PEOPLES SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,761,000 | 47,524,000 | 47,348,000 | 46,097,000 |
| Total loans | 25,505,000 | 24,934,000 | 25,318,000 | 24,820,000 |
| Allowance for loan losses | 391,000 | 360,000 | 349,000 | 345,000 |
| Securities available for sale | 12,237,000 | 13,219,000 | 13,570,000 | 14,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,671,000 | 40,363,000 | 39,950,000 | 38,624,000 |
| Interest-bearing deposits | 27,902,000 | 27,543,000 | 27,479,000 | 27,359,000 |
| Noninterest-bearing deposits | 12,769,000 | 12,820,000 | 12,471,000 | 11,265,000 |
| Equity capital | 5,473,000 | 5,539,000 | 5,750,000 | 5,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,473,000 | 2,243,000 | 3,014,000 |
| Interest expense | 157,000 | 323,000 | 509,000 | 711,000 |
| Net interest income | 563,000 | 1,150,000 | 1,734,000 | 2,303,000 |
| Noninterest income | 121,000 | 243,000 | 364,000 | 473,000 |
| Noninterest expense | 541,000 | 1,012,000 | 1,565,000 | 2,084,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 381,000 | 533,000 | 692,000 |
| Income tax | 30,000 | 92,000 | 130,000 | 185,000 |
| Net income | 113,000 | 289,000 | 403,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,514,000 | 5,647,000 | 5,717,000 | 5,777,000 |
| Total capital | 5,833,000 | 5,961,000 | 6,032,000 | 6,091,000 |
| Risk-weighted assets | 25,443,000 | 25,055,000 | 25,191,000 | 25,126,000 |