Call reports 2002
PEOPLES SECURITY BANK — 2002
What PEOPLES SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,037,000 | 43,802,000 | 43,058,000 | 42,706,000 |
| Total loans | 23,371,000 | 24,133,000 | 24,882,000 | 25,491,000 |
| Allowance for loan losses | 355,000 | 245,000 | 386,000 | 383,000 |
| Securities available for sale | 12,682,000 | 13,989,000 | 11,997,000 | 11,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,805,000 | 38,392,000 | 37,413,000 | 36,998,000 |
| Interest-bearing deposits | 28,554,000 | 28,590,000 | 26,896,000 | 26,949,000 |
| Noninterest-bearing deposits | 10,251,000 | 9,802,000 | 10,517,000 | 10,049,000 |
| Equity capital | 4,523,000 | 4,638,000 | 4,780,000 | 4,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,307,000 | 2,001,000 | 2,697,000 |
| Interest expense | 206,000 | 398,000 | 567,000 | 729,000 |
| Net interest income | 448,000 | 909,000 | 1,434,000 | 1,968,000 |
| Noninterest income | 112,000 | 225,000 | 353,000 | 472,000 |
| Noninterest expense | 452,000 | 916,000 | 1,380,000 | 1,843,000 |
| Provision for loan losses | 18,000 | 88,000 | 178,000 | 193,000 |
| Pretax income | 90,000 | 130,000 | 229,000 | 404,000 |
| Income tax | 10,000 | 10,000 | 40,000 | 94,000 |
| Net income | 80,000 | 120,000 | 189,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,464,000 | 4,461,000 | 4,486,000 | 4,564,000 |
| Total capital | 4,758,000 | 4,706,000 | 4,783,000 | 4,860,000 |
| Risk-weighted assets | 23,477,000 | 23,742,000 | 23,671,000 | 23,617,000 |