Call reports 2001
PEOPLES SECURITY BANK — 2001
What PEOPLES SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,339,000 | 41,673,000 | 41,988,000 | 42,563,000 |
| Total loans | 22,869,000 | 23,031,000 | 23,530,000 | 23,266,000 |
| Allowance for loan losses | 339,000 | 333,000 | 358,000 | 331,000 |
| Securities available for sale | 12,060,000 | 13,008,000 | 12,585,000 | 11,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,954,000 | 36,214,000 | 36,543,000 | 37,298,000 |
| Interest-bearing deposits | 28,093,000 | 26,999,000 | 26,724,000 | 27,599,000 |
| Noninterest-bearing deposits | 8,861,000 | 9,215,000 | 9,819,000 | 9,699,000 |
| Equity capital | 4,646,000 | 4,686,000 | 4,661,000 | 4,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,519,000 | 2,214,000 | 2,896,000 |
| Interest expense | 295,000 | 590,000 | 864,000 | 1,118,000 |
| Net interest income | 474,000 | 929,000 | 1,350,000 | 1,778,000 |
| Noninterest income | 108,000 | 232,000 | 356,000 | 479,000 |
| Noninterest expense | 448,000 | 917,000 | 1,382,000 | 1,847,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 180,000 |
| Pretax income | 119,000 | 214,000 | 249,000 | 230,000 |
| Income tax | 26,000 | 52,000 | 63,000 | 45,000 |
| Net income | 93,000 | 162,000 | 186,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,466,000 | 4,491,000 | 4,472,000 | 4,428,000 |
| Total capital | 4,759,000 | 4,780,000 | 4,764,000 | 4,717,000 |
| Risk-weighted assets | 23,406,000 | 23,091,000 | 23,287,000 | 23,112,000 |