Call reports 2001
SHERMAN COUNTY BANK — 2001
What SHERMAN COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,092,000 | 76,220,000 | 78,510,000 | 79,790,000 |
| Total loans | 44,747,000 | 46,959,000 | 44,718,000 | 47,007,000 |
| Allowance for loan losses | 1,225,000 | 1,298,000 | 1,358,000 | 1,081,000 |
| Securities available for sale | 26,206,000 | 25,460,000 | 27,761,000 | 25,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,510,000 | 51,051,000 | 53,566,000 | 55,741,000 |
| Interest-bearing deposits | 44,950,000 | 46,338,000 | 48,372,000 | 49,427,000 |
| Noninterest-bearing deposits | 4,560,000 | 4,713,000 | 5,194,000 | 6,315,000 |
| Equity capital | 7,139,000 | 6,840,000 | 7,091,000 | 7,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,166,000 | 4,696,000 | 6,071,000 |
| Interest expense | 816,000 | 1,601,000 | 2,347,000 | 3,046,000 |
| Net interest income | 776,000 | 1,565,000 | 2,349,000 | 3,025,000 |
| Noninterest income | 104,000 | 243,000 | 349,000 | 489,000 |
| Noninterest expense | 481,000 | 939,000 | 1,397,000 | 1,694,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 365,000 | 795,000 | 1,182,000 | 1,656,000 |
| Income tax | 108,000 | 231,000 | 328,000 | 313,000 |
| Net income | 257,000 | 564,000 | 854,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,866,000 | 6,700,000 | 6,941,000 | 7,379,000 |
| Total capital | 7,598,000 | 7,463,000 | 7,732,000 | 8,166,000 |
| Risk-weighted assets | 56,596,000 | 60,517,000 | 62,224,000 | 61,674,000 |