Call reports 2020
CLB THE COMMUNITY BANK — 2020
What CLB THE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 187,136,000 | 220,607,000 | 231,958,000 | 222,049,000 |
| Total loans | 109,000,000 | 133,652,000 | 141,009,000 | 133,969,000 |
| Allowance for loan losses | 1,017,000 | 904,000 | 995,000 | 1,088,000 |
| Securities available for sale | 49,418,000 | 54,823,000 | 62,039,000 | 59,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,113,000 | 198,446,000 | 209,401,000 | 199,784,000 |
| Interest-bearing deposits | 123,893,000 | 150,338,000 | 157,735,000 | 150,377,000 |
| Noninterest-bearing deposits | 42,220,000 | 48,108,000 | 51,666,000 | 49,407,000 |
| Equity capital | 20,573,000 | 21,627,000 | 21,897,000 | 21,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 4,411,000 | 6,649,000 | 8,718,000 |
| Interest expense | 213,000 | 413,000 | 599,000 | 771,000 |
| Net interest income | 1,714,000 | 3,998,000 | 6,050,000 | 7,947,000 |
| Noninterest income | 320,000 | 625,000 | 954,000 | 1,485,000 |
| Noninterest expense | 1,648,000 | 3,257,000 | 4,856,000 | 6,891,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 266,000 | 1,126,000 | 1,788,000 | 2,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 1,126,000 | 1,788,000 | 2,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,061,000 | 20,780,000 | 21,232,000 | 21,073,000 |