Call reports 2019
CLB THE COMMUNITY BANK — 2019
What CLB THE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,472,000 | 177,453,000 | 178,693,000 | 181,897,000 |
| Total loans | 95,580,000 | 104,523,000 | 108,789,000 | 97,897,000 |
| Allowance for loan losses | 939,000 | 1,011,000 | 1,075,000 | 979,000 |
| Securities available for sale | 56,841,000 | 46,383,000 | 44,933,000 | 57,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,281,000 | 156,613,000 | 157,397,000 | 161,080,000 |
| Interest-bearing deposits | 122,113,000 | 116,581,000 | 115,987,000 | 116,260,000 |
| Noninterest-bearing deposits | 40,168,000 | 40,032,000 | 41,410,000 | 44,820,000 |
| Equity capital | 19,770,000 | 20,333,000 | 20,674,000 | 20,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,763,000 | 3,760,000 | 5,765,000 | 7,678,000 |
| Interest expense | 183,000 | 378,000 | 576,000 | 784,000 |
| Net interest income | 1,580,000 | 3,382,000 | 5,189,000 | 6,894,000 |
| Noninterest income | 358,000 | 711,000 | 981,000 | 1,592,000 |
| Noninterest expense | 1,378,000 | 2,797,000 | 4,263,000 | 6,099,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 560,000 |
| Pretax income | 470,000 | 1,116,000 | 1,637,000 | 1,827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 1,116,000 | 1,637,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,712,000 | 19,932,000 | 20,240,000 | 20,005,000 |
| Total capital | 20,651,000 | 20,943,000 | 21,315,000 | 20,984,000 |
| Risk-weighted assets | 123,262,000 | 126,459,000 | 128,744,000 | 117,409,000 |