Call reports 2018
CLB THE COMMUNITY BANK — 2018
What CLB THE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 187,656,000 | 179,384,000 | 179,691,000 | 180,484,000 |
| Total loans | 91,286,000 | 102,447,000 | 105,495,000 | 90,271,000 |
| Allowance for loan losses | 620,000 | 672,000 | 732,000 | 870,000 |
| Securities available for sale | 70,013,000 | 54,630,000 | 52,475,000 | 61,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,543,000 | 160,302,000 | 160,225,000 | 160,961,000 |
| Interest-bearing deposits | 126,967,000 | 117,920,000 | 119,510,000 | 117,624,000 |
| Noninterest-bearing deposits | 41,576,000 | 42,382,000 | 40,715,000 | 43,337,000 |
| Equity capital | 18,740,000 | 18,615,000 | 18,895,000 | 19,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 3,400,000 | 5,264,000 | 7,089,000 |
| Interest expense | 135,000 | 271,000 | 483,000 | 576,000 |
| Net interest income | 1,512,000 | 3,129,000 | 4,781,000 | 6,513,000 |
| Noninterest income | 412,000 | 750,000 | 1,116,000 | 1,498,000 |
| Noninterest expense | 1,362,000 | 2,771,000 | 4,073,000 | 5,760,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 472,000 | 908,000 | 1,534,000 | 1,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 472,000 | 908,000 | 1,534,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,298,000 | 19,237,000 | 19,649,000 | 19,457,000 |
| Total capital | 19,918,000 | 19,909,000 | 20,381,000 | 20,327,000 |
| Risk-weighted assets | 120,814,000 | 124,499,000 | 131,408,000 | 116,411,000 |