Call reports 2016
CLB THE COMMUNITY BANK — 2016
What CLB THE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 186,389,000 | 183,236,000 | 183,817,000 | 189,943,000 |
| Total loans | 87,632,000 | 96,204,000 | 99,622,000 | 88,464,000 |
| Allowance for loan losses | 671,000 | 698,000 | 683,000 | 609,000 |
| Securities available for sale | 65,421,000 | 57,482,000 | 53,445,000 | 67,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,616,000 | 162,966,000 | 163,303,000 | 170,967,000 |
| Interest-bearing deposits | 121,409,000 | 120,382,000 | 115,187,000 | 117,369,000 |
| Noninterest-bearing deposits | 45,207,000 | 42,584,000 | 48,116,000 | 53,598,000 |
| Equity capital | 19,195,000 | 19,646,000 | 20,037,000 | 18,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,262,000 | 5,018,000 | 6,747,000 |
| Interest expense | 142,000 | 279,000 | 410,000 | 536,000 |
| Net interest income | 1,401,000 | 2,983,000 | 4,608,000 | 6,211,000 |
| Noninterest income | 480,000 | 873,000 | 1,304,000 | 1,754,000 |
| Noninterest expense | 1,421,000 | 2,765,000 | 4,100,000 | 5,918,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 400,000 | 971,000 | 1,632,000 | 1,807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 971,000 | 1,632,000 | 1,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,564,000 | 18,785,000 | 19,267,000 | 18,740,000 |
| Total capital | 19,235,000 | 19,483,000 | 19,950,000 | 19,349,000 |
| Risk-weighted assets | 121,065,000 | 125,602,000 | 130,320,000 | 120,479,000 |