Call reports 2015
CLB THE COMMUNITY BANK — 2015
What CLB THE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 197,566,000 | 188,646,000 | 186,331,000 | 187,876,000 |
| Total loans | 75,775,000 | 88,275,000 | 88,442,000 | 85,149,000 |
| Allowance for loan losses | 577,000 | 543,000 | 616,000 | 621,000 |
| Securities available for sale | 87,723,000 | 71,037,000 | 66,030,000 | 68,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,924,000 | 169,028,000 | 166,120,000 | 168,492,000 |
| Interest-bearing deposits | 129,304,000 | 124,602,000 | 118,875,000 | 121,477,000 |
| Noninterest-bearing deposits | 48,620,000 | 44,426,000 | 47,245,000 | 47,015,000 |
| Equity capital | 18,794,000 | 18,686,000 | 19,450,000 | 18,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,190,000 | 5,019,000 | 6,684,000 |
| Interest expense | 156,000 | 306,000 | 453,000 | 591,000 |
| Net interest income | 1,377,000 | 2,884,000 | 4,566,000 | 6,093,000 |
| Noninterest income | 457,000 | 885,000 | 1,344,000 | 1,767,000 |
| Noninterest expense | 1,430,000 | 2,843,000 | 4,267,000 | 5,917,000 |
| Provision for loan losses | 60,000 | 120,000 | 201,000 | 282,000 |
| Pretax income | 344,000 | 806,000 | 1,442,000 | 1,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 806,000 | 1,442,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,128,000 | 18,340,000 | 18,843,000 | 18,409,000 |
| Total capital | 18,705,000 | 18,883,000 | 19,459,000 | 19,030,000 |
| Risk-weighted assets | 101,484,000 | 115,556,000 | 114,845,000 | 109,691,000 |