Call reports 2014
CLB THE COMMUNITY BANK — 2014
What CLB THE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,942,000 | 116,422,000 | 118,075,000 | 190,261,000 |
| Total loans | 42,453,000 | 57,617,000 | 57,621,000 | 77,843,000 |
| Allowance for loan losses | 452,000 | 488,000 | 517,000 | 516,000 |
| Securities available for sale | 47,936,000 | 29,819,000 | 27,211,000 | 79,815,000 |
| Securities held to maturity | 5,179,000 | 5,137,000 | 5,407,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,221,000 | 104,610,000 | 105,879,000 | 170,943,000 |
| Interest-bearing deposits | 76,500,000 | 74,645,000 | 73,867,000 | 124,168,000 |
| Noninterest-bearing deposits | 32,721,000 | 29,965,000 | 32,012,000 | 46,775,000 |
| Equity capital | 11,612,000 | 11,674,000 | 12,007,000 | 18,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,863,000 | 3,066,000 | 4,309,000 |
| Interest expense | 118,000 | 232,000 | 342,000 | 472,000 |
| Net interest income | 718,000 | 1,631,000 | 2,724,000 | 3,837,000 |
| Noninterest income | 169,000 | 353,000 | 555,000 | 1,000,000 |
| Noninterest expense | 834,000 | 1,650,000 | 2,422,000 | 3,647,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 23,000 | 274,000 | 767,000 | 1,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 274,000 | 767,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,668,000 | 11,692,000 | 12,041,000 | 17,749,000 |
| Total capital | 12,120,000 | 12,180,000 | 12,558,000 | 18,265,000 |
| Risk-weighted assets | 51,119,000 | 62,265,000 | 63,049,000 | 92,957,000 |