Call reports 2012
CLB THE COMMUNITY BANK — 2012
What CLB THE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,006,000 | 102,574,000 | 109,046,000 | 111,345,000 |
| Total loans | 44,497,000 | 60,097,000 | 48,519,000 | 41,408,000 |
| Allowance for loan losses | 407,000 | 448,000 | 422,000 | 443,000 |
| Securities available for sale | 10,385,000 | 14,161,000 | 13,951,000 | 16,682,000 |
| Securities held to maturity | 5,612,000 | 5,597,000 | 5,592,000 | 5,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,472,000 | 90,684,000 | 96,644,000 | 99,430,000 |
| Interest-bearing deposits | 65,858,000 | 64,465,000 | 66,904,000 | 69,394,000 |
| Noninterest-bearing deposits | 27,614,000 | 26,219,000 | 29,740,000 | 30,036,000 |
| Equity capital | 11,434,000 | 11,725,000 | 12,180,000 | 11,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 2,115,000 | 3,356,000 | 4,277,000 |
| Interest expense | 121,000 | 236,000 | 351,000 | 464,000 |
| Net interest income | 827,000 | 1,879,000 | 3,005,000 | 3,813,000 |
| Noninterest income | 160,000 | 361,000 | 525,000 | 716,000 |
| Noninterest expense | 771,000 | 1,523,000 | 2,263,000 | 3,255,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 171,000 | 627,000 | 1,132,000 | 1,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 627,000 | 1,132,000 | 1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,304,000 | 11,577,000 | 11,998,000 | 11,592,000 |
| Total capital | 11,711,000 | 12,025,000 | 12,420,000 | 12,035,000 |
| Risk-weighted assets | 54,739,000 | 61,621,000 | 57,216,000 | 54,645,000 |