Call reports 2011
CLB THE COMMUNITY BANK — 2011
What CLB THE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 98,518,000 | 99,039,000 | 101,458,000 | 102,758,000 |
| Total loans | 42,758,000 | 60,635,000 | 53,170,000 | 42,845,000 |
| Allowance for loan losses | 311,000 | 302,000 | 351,000 | 367,000 |
| Securities available for sale | 14,168,000 | 12,206,000 | 9,053,000 | 11,725,000 |
| Securities held to maturity | 5,573,000 | 5,780,000 | 5,776,000 | 5,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,363,000 | 87,414,000 | 89,213,000 | 91,032,000 |
| Interest-bearing deposits | 66,287,000 | 65,440,000 | 62,482,000 | 63,658,000 |
| Noninterest-bearing deposits | 21,076,000 | 21,974,000 | 26,731,000 | 27,374,000 |
| Equity capital | 11,039,000 | 11,459,000 | 12,021,000 | 11,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 2,173,000 | 3,521,000 | 4,513,000 |
| Interest expense | 165,000 | 315,000 | 452,000 | 579,000 |
| Net interest income | 769,000 | 1,858,000 | 3,069,000 | 3,934,000 |
| Noninterest income | 180,000 | 378,000 | 572,000 | 716,000 |
| Noninterest expense | 759,000 | 1,543,000 | 2,286,000 | 3,261,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 145,000 | 603,000 | 1,220,000 | 1,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 603,000 | 1,220,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,081,000 | 11,341,000 | 11,854,000 | 11,422,000 |
| Total capital | 11,392,000 | 11,643,000 | 12,205,000 | 11,789,000 |
| Risk-weighted assets | 52,028,000 | 60,271,000 | 57,674,000 | 53,744,000 |