Call reports 2010
CLB THE COMMUNITY BANK — 2010
What CLB THE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 94,067,000 | 92,942,000 | 94,659,000 | 98,290,000 |
| Total loans | 41,927,000 | 57,155,000 | 53,153,000 | 41,456,000 |
| Allowance for loan losses | 324,000 | 347,000 | 373,000 | 336,000 |
| Securities available for sale | 10,237,000 | 8,634,000 | 6,638,000 | 8,210,000 |
| Securities held to maturity | 6,071,000 | 5,565,000 | 5,932,000 | 5,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,684,000 | 81,482,000 | 82,756,000 | 86,848,000 |
| Interest-bearing deposits | 63,551,000 | 62,046,000 | 63,246,000 | 66,023,000 |
| Noninterest-bearing deposits | 19,133,000 | 19,436,000 | 19,510,000 | 20,825,000 |
| Equity capital | 11,244,000 | 11,288,000 | 11,681,000 | 11,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,177,000 | 3,484,000 | 4,497,000 |
| Interest expense | 200,000 | 388,000 | 575,000 | 762,000 |
| Net interest income | 803,000 | 1,789,000 | 2,909,000 | 3,735,000 |
| Noninterest income | 168,000 | 319,000 | 517,000 | 634,000 |
| Noninterest expense | 754,000 | 1,492,000 | 2,253,000 | 3,166,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 182,000 | 536,000 | 1,048,000 | 1,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 536,000 | 1,048,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,180,000 | 11,227,000 | 11,636,000 | 11,272,000 |
| Total capital | 11,504,000 | 11,574,000 | 12,009,000 | 11,608,000 |
| Risk-weighted assets | 52,238,000 | 59,952,000 | 57,065,000 | 53,753,000 |