Call reports 2009
CLB THE COMMUNITY BANK — 2009
What CLB THE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,292,000 | 90,079,000 | 91,091,000 | 97,494,000 |
| Total loans | 41,318,000 | 53,642,000 | 55,065,000 | 43,968,000 |
| Allowance for loan losses | 510,000 | 427,000 | 458,000 | 337,000 |
| Securities available for sale | 13,562,000 | 11,423,000 | 10,607,000 | 9,476,000 |
| Securities held to maturity | 5,192,000 | 5,325,000 | 5,953,000 | 6,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,193,000 | 78,740,000 | 79,360,000 | 86,118,000 |
| Interest-bearing deposits | 61,679,000 | 61,708,000 | 61,718,000 | 64,527,000 |
| Noninterest-bearing deposits | 18,514,000 | 17,032,000 | 17,642,000 | 21,591,000 |
| Equity capital | 10,948,000 | 11,141,000 | 11,475,000 | 11,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,306,000 | 3,606,000 | 4,814,000 |
| Interest expense | 277,000 | 538,000 | 791,000 | 1,019,000 |
| Net interest income | 805,000 | 1,768,000 | 2,815,000 | 3,795,000 |
| Noninterest income | 152,000 | 300,000 | 482,000 | 644,000 |
| Noninterest expense | 721,000 | 1,473,000 | 2,237,000 | 3,248,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 100,000 |
| Pretax income | 236,000 | 595,000 | 990,000 | 1,091,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 595,000 | 990,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,892,000 | 11,075,000 | 11,382,000 | 11,086,000 |
| Total capital | 11,402,000 | 11,502,000 | 11,840,000 | 11,423,000 |
| Risk-weighted assets | 49,826,000 | 53,393,000 | 55,925,000 | 53,036,000 |