Call reports 2008
CLB THE COMMUNITY BANK — 2008
What CLB THE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,957,000 | 90,132,000 | 91,035,000 | 89,236,000 |
| Total loans | 36,754,000 | 52,390,000 | 50,707,000 | 42,048,000 |
| Allowance for loan losses | 493,000 | 462,000 | 470,000 | 494,000 |
| Securities available for sale | 29,499,000 | 17,842,000 | 11,210,000 | 13,767,000 |
| Securities held to maturity | 5,980,000 | 5,868,000 | 6,090,000 | 5,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,920,000 | 78,882,000 | 79,298,000 | 78,142,000 |
| Interest-bearing deposits | 62,077,000 | 60,585,000 | 61,246,000 | 60,250,000 |
| Noninterest-bearing deposits | 18,843,000 | 18,297,000 | 18,052,000 | 17,892,000 |
| Equity capital | 10,800,000 | 11,002,000 | 11,441,000 | 10,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,812,000 | 4,283,000 | 5,569,000 |
| Interest expense | 506,000 | 936,000 | 1,307,000 | 1,645,000 |
| Net interest income | 881,000 | 1,876,000 | 2,976,000 | 3,924,000 |
| Noninterest income | 234,000 | 443,000 | 665,000 | 836,000 |
| Noninterest expense | 690,000 | 1,411,000 | 2,119,000 | 3,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | 425,000 | 908,000 | 1,522,000 | 1,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 425,000 | 908,000 | 1,522,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,737,000 | 11,045,000 | 11,481,000 | 10,743,000 |
| Total capital | 11,230,000 | 11,507,000 | 11,951,000 | 11,237,000 |
| Risk-weighted assets | 47,146,000 | 51,916,000 | 51,441,000 | 48,988,000 |