Call reports 2007
CLB THE COMMUNITY BANK — 2007
What CLB THE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,742,000 | 83,757,000 | 88,770,000 | 90,962,000 |
| Total loans | 35,560,000 | 50,248,000 | 44,115,000 | 35,311,000 |
| Allowance for loan losses | 516,000 | 512,000 | 514,000 | 538,000 |
| Securities available for sale | 26,987,000 | 16,912,000 | 13,345,000 | 28,091,000 |
| Securities held to maturity | 5,808,000 | 5,697,000 | 5,796,000 | 5,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,125,000 | 72,834,000 | 77,422,000 | 80,066,000 |
| Interest-bearing deposits | 54,261,000 | 55,912,000 | 56,757,000 | 60,693,000 |
| Noninterest-bearing deposits | 17,864,000 | 16,922,000 | 20,665,000 | 19,373,000 |
| Equity capital | 10,391,000 | 10,654,000 | 11,005,000 | 10,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,759,000 | 4,246,000 | 5,674,000 |
| Interest expense | 453,000 | 939,000 | 1,430,000 | 1,958,000 |
| Net interest income | 852,000 | 1,820,000 | 2,816,000 | 3,716,000 |
| Noninterest income | 150,000 | 271,000 | 427,000 | 777,000 |
| Noninterest expense | 655,000 | 1,295,000 | 1,970,000 | 2,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 185,000 |
| Pretax income | 347,000 | 796,000 | 1,273,000 | 1,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 796,000 | 1,273,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,492,000 | 10,765,000 | 11,067,000 | 10,577,000 |
| Total capital | 11,008,000 | 11,277,000 | 11,581,000 | 11,115,000 |
| Risk-weighted assets | 44,188,000 | 49,962,000 | 48,431,000 | 46,615,000 |