Call reports 2006
CLB THE COMMUNITY BANK — 2006
What CLB THE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,042,000 | 81,591,000 | 84,857,000 | 83,818,000 |
| Total loans | 31,729,000 | 46,225,000 | 48,002,000 | 33,437,000 |
| Allowance for loan losses | 626,000 | 619,000 | 570,000 | 525,000 |
| Securities available for sale | 19,797,000 | 12,337,000 | 12,691,000 | 24,048,000 |
| Securities held to maturity | 6,201,000 | 6,211,000 | 6,210,000 | 6,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,013,000 | 71,279,000 | 74,037,000 | 73,405,000 |
| Interest-bearing deposits | 52,866,000 | 55,151,000 | 52,618,000 | 54,560,000 |
| Noninterest-bearing deposits | 15,147,000 | 16,128,000 | 21,419,000 | 18,845,000 |
| Equity capital | 9,858,000 | 10,078,000 | 10,504,000 | 10,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,352,000 | 3,686,000 | 4,985,000 |
| Interest expense | 344,000 | 703,000 | 1,098,000 | 1,526,000 |
| Net interest income | 717,000 | 1,649,000 | 2,588,000 | 3,459,000 |
| Noninterest income | 119,000 | 226,000 | 349,000 | 470,000 |
| Noninterest expense | 635,000 | 1,257,000 | 1,862,000 | 2,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 618,000 | 1,075,000 | 1,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 618,000 | 1,075,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,022,000 | 10,262,000 | 10,631,000 | 10,248,000 |
| Total capital | 10,507,000 | 10,829,000 | 11,201,000 | 10,773,000 |
| Risk-weighted assets | 38,646,000 | 45,308,000 | 48,547,000 | 43,400,000 |