Call reports 2005
CLB THE COMMUNITY BANK — 2005
What CLB THE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 73,711,000 | 74,633,000 | 79,331,000 | 79,563,000 |
| Total loans | 31,613,000 | 43,459,000 | 47,382,000 | 32,638,000 |
| Allowance for loan losses | 640,000 | 641,000 | 640,000 | 623,000 |
| Securities available for sale | 24,516,000 | 14,351,000 | 8,541,000 | 21,863,000 |
| Securities held to maturity | 6,692,000 | 6,300,000 | 6,353,000 | 6,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,983,000 | 64,482,000 | 66,342,000 | 69,649,000 |
| Interest-bearing deposits | 51,052,000 | 51,509,000 | 51,496,000 | 54,210,000 |
| Noninterest-bearing deposits | 12,930,000 | 12,972,000 | 14,846,000 | 15,439,000 |
| Equity capital | 9,557,000 | 9,918,000 | 10,190,000 | 9,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 2,026,000 | 3,176,000 | 4,265,000 |
| Interest expense | 217,000 | 468,000 | 750,000 | 1,077,000 |
| Net interest income | 701,000 | 1,558,000 | 2,426,000 | 3,188,000 |
| Noninterest income | 142,000 | 258,000 | 377,000 | 506,000 |
| Noninterest expense | 614,000 | 1,217,000 | 1,840,000 | 2,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 599,000 | 963,000 | 1,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 599,000 | 963,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,746,000 | 10,018,000 | 10,312,000 | 9,831,000 |
| Total capital | 10,233,000 | 10,543,000 | 10,864,000 | 10,339,000 |
| Risk-weighted assets | 38,782,000 | 41,892,000 | 44,029,000 | 40,561,000 |