Call reports 2004
CLB THE COMMUNITY BANK — 2004
What CLB THE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,249,000 | 75,663,000 | 74,686,000 | 74,838,000 |
| Total loans | 29,267,000 | 42,729,000 | 42,722,000 | 31,518,000 |
| Allowance for loan losses | 668,000 | 665,000 | 661,000 | 635,000 |
| Securities available for sale | 24,594,000 | 17,893,000 | 11,715,000 | 18,817,000 |
| Securities held to maturity | 6,527,000 | 6,728,000 | 6,546,000 | 6,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,700,000 | 66,051,000 | 64,509,000 | 64,568,000 |
| Interest-bearing deposits | 54,620,000 | 54,070,000 | 52,273,000 | 52,369,000 |
| Noninterest-bearing deposits | 12,080,000 | 11,981,000 | 12,236,000 | 12,199,000 |
| Equity capital | 9,403,000 | 9,417,000 | 9,928,000 | 9,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,883,000 | 3,011,000 | 3,930,000 |
| Interest expense | 219,000 | 422,000 | 647,000 | 830,000 |
| Net interest income | 618,000 | 1,461,000 | 2,364,000 | 3,100,000 |
| Noninterest income | 153,000 | 265,000 | 410,000 | 553,000 |
| Noninterest expense | 543,000 | 1,092,000 | 1,654,000 | 2,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 634,000 | 1,120,000 | 1,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 634,000 | 1,120,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,313,000 | 9,556,000 | 9,962,000 | 10,038,000 |
| Total capital | 9,758,000 | 10,057,000 | 10,469,000 | 10,521,000 |
| Risk-weighted assets | 35,356,000 | 39,905,000 | 40,381,000 | 38,513,000 |