Call reports 2003
CLB THE COMMUNITY BANK — 2003
What CLB THE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,371,000 | 73,907,000 | 76,090,000 | 78,449,000 |
| Total loans | 33,565,000 | 45,493,000 | 46,259,000 | 29,039,000 |
| Allowance for loan losses | 757,000 | 746,000 | 735,000 | 673,000 |
| Securities available for sale | 10,421,000 | 11,361,000 | 9,471,000 | 26,663,000 |
| Securities held to maturity | 7,812,000 | 7,610,000 | 7,123,000 | 6,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,070,000 | 64,312,000 | 66,235,000 | 68,567,000 |
| Interest-bearing deposits | 54,637,000 | 54,099,000 | 53,920,000 | 55,504,000 |
| Noninterest-bearing deposits | 10,433,000 | 10,213,000 | 12,315,000 | 13,062,000 |
| Equity capital | 8,895,000 | 9,125,000 | 9,571,000 | 9,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 2,111,000 | 3,302,000 | 4,231,000 |
| Interest expense | 317,000 | 614,000 | 884,000 | 1,119,000 |
| Net interest income | 648,000 | 1,497,000 | 2,418,000 | 3,112,000 |
| Noninterest income | 136,000 | 259,000 | 392,000 | 554,000 |
| Noninterest expense | 550,000 | 1,079,000 | 1,605,000 | 2,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 677,000 | 1,205,000 | 1,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 677,000 | 1,205,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,930,000 | 9,125,000 | 9,589,000 | 9,674,000 |
| Total capital | 9,381,000 | 9,644,000 | 10,103,000 | 10,134,000 |
| Risk-weighted assets | 35,766,000 | 41,277,000 | 40,921,000 | 36,572,000 |