Call reports 2002
CLB THE COMMUNITY BANK — 2002
What CLB THE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,940,000 | 74,929,000 | 74,430,000 | 74,582,000 |
| Total loans | 32,130,000 | 42,009,000 | 43,436,000 | 34,636,000 |
| Allowance for loan losses | 815,000 | 810,000 | 799,000 | 754,000 |
| Securities available for sale | 15,570,000 | 9,016,000 | 1,997,000 | 12,040,000 |
| Securities held to maturity | 8,444,000 | 7,972,000 | 7,970,000 | 7,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,299,000 | 65,997,000 | 65,142,000 | 65,022,000 |
| Interest-bearing deposits | 56,675,000 | 55,362,000 | 53,982,000 | 54,181,000 |
| Noninterest-bearing deposits | 10,624,000 | 10,635,000 | 11,160,000 | 10,841,000 |
| Equity capital | 8,312,000 | 8,563,000 | 8,977,000 | 8,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,194,000 | 3,401,000 | 4,485,000 |
| Interest expense | 452,000 | 857,000 | 1,229,000 | 1,574,000 |
| Net interest income | 584,000 | 1,337,000 | 2,172,000 | 2,911,000 |
| Noninterest income | 144,000 | 279,000 | 403,000 | 563,000 |
| Noninterest expense | 543,000 | 1,077,000 | 1,615,000 | 2,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 539,000 | 960,000 | 1,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 539,000 | 960,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,330,000 | 8,553,000 | 8,974,000 | 8,870,000 |
| Total capital | 8,822,000 | 9,077,000 | 9,508,000 | 9,353,000 |
| Risk-weighted assets | 39,026,000 | 41,656,000 | 42,423,000 | 38,359,000 |