Call reports 2025
CORNERSTONE COMMUNITY BANK — 2025
What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 648,168,000 | 658,098,000 |
| Total loans | 491,529,000 | 477,865,000 |
| Allowance for loan losses | 6,224,000 | 6,224,000 |
| Securities available for sale | 87,888,000 | 88,068,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 572,603,000 | 580,953,000 |
| Interest-bearing deposits | 484,785,000 | 491,769,000 |
| Noninterest-bearing deposits | 87,818,000 | 89,184,000 |
| Equity capital | 55,217,000 | 52,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 8,275,000 | 16,709,000 |
| Interest expense | 3,106,000 | 6,277,000 |
| Net interest income | 5,169,000 | 10,432,000 |
| Noninterest income | 390,000 | 747,000 |
| Noninterest expense | 3,428,000 | 14,385,000 |
| Provision for loan losses | 60,000 | -1,500,000 |
| Pretax income | 2,071,000 | -1,706,000 |
| Income tax | 573,000 | -478,000 |
| Net income | 1,498,000 | -1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 64,797,000 | 62,132,000 |
| Total capital | 71,160,000 | 68,495,000 |
| Risk-weighted assets | 554,772,000 | 544,846,000 |