Call reports 2006
CORNERSTONE COMMUNITY BANK — 2006
What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 17,844,000 |
| Total loans | 1,740,000 |
| Allowance for loan losses | 17,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 1,504,000 |
| Trading assets | 0 |
| Total deposits | 6,599,000 |
| Interest-bearing deposits | 6,197,000 |
| Noninterest-bearing deposits | 402,000 |
| Equity capital | 11,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 155,000 |
| Interest expense | 19,000 |
| Net interest income | 136,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 875,000 |
| Provision for loan losses | 17,000 |
| Pretax income | -755,000 |
| Income tax | 0 |
| Net income | -755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 11,219,000 |
| Total capital | 11,236,000 |
| Risk-weighted assets | 4,569,000 |