Call reports 2025
HOMEBANK — 2025
What HOMEBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 658,628,000 | 653,435,000 | 663,823,000 | 711,607,000 |
| Total loans | 535,255,000 | 543,992,000 | 558,019,000 | 584,792,000 |
| Allowance for loan losses | 5,354,000 | 5,458,000 | 5,595,000 | 5,878,000 |
| Securities available for sale | 34,347,000 | 33,842,000 | 33,289,000 | 32,346,000 |
| Securities held to maturity | 4,298,000 | 4,250,000 | 4,250,000 | 3,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,982,000 | 545,534,000 | 548,217,000 | 600,732,000 |
| Interest-bearing deposits | 431,571,000 | 430,753,000 | 438,076,000 | 476,276,000 |
| Noninterest-bearing deposits | 118,411,000 | 114,781,000 | 110,141,000 | 124,456,000 |
| Equity capital | 60,402,000 | 61,657,000 | 63,646,000 | 65,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,889,000 | 20,090,000 | 30,756,000 | 41,496,000 |
| Interest expense | 3,160,000 | 6,323,000 | 9,566,000 | 12,768,000 |
| Net interest income | 6,729,000 | 13,767,000 | 21,190,000 | 28,728,000 |
| Noninterest income | 887,000 | 1,883,000 | 2,991,000 | 3,984,000 |
| Noninterest expense | 4,545,000 | 9,086,000 | 13,877,000 | 18,859,000 |
| Provision for loan losses | 0 | 104,000 | 245,000 | 530,000 |
| Pretax income | 3,071,000 | 6,460,000 | 10,059,000 | 12,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,071,000 | 6,460,000 | 10,059,000 | 12,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,059,000 | 64,448,000 | 65,847,000 | 66,932,000 |