Call reports 2024
HOMEBANK — 2024
What HOMEBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 581,733,000 | 625,769,000 | 635,936,000 | 652,082,000 |
| Total loans | 489,044,000 | 508,801,000 | 512,235,000 | 535,093,000 |
| Allowance for loan losses | 4,870,000 | 5,069,000 | 5,172,000 | 5,354,000 |
| Securities available for sale | 27,701,000 | 37,312,000 | 37,806,000 | 34,672,000 |
| Securities held to maturity | 5,010,000 | 4,963,000 | 4,963,000 | 4,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,507,000 | 513,293,000 | 521,272,000 | 540,747,000 |
| Interest-bearing deposits | 388,972,000 | 397,806,000 | 393,472,000 | 416,411,000 |
| Noninterest-bearing deposits | 104,535,000 | 115,487,000 | 127,800,000 | 124,336,000 |
| Equity capital | 52,175,000 | 56,155,000 | 58,292,000 | 58,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,154,000 | 17,105,000 | 26,678,000 | 36,405,000 |
| Interest expense | 2,556,000 | 5,528,000 | 8,753,000 | 11,950,000 |
| Net interest income | 5,598,000 | 11,577,000 | 17,925,000 | 24,455,000 |
| Noninterest income | 923,000 | 1,725,000 | 2,649,000 | 3,581,000 |
| Noninterest expense | 4,222,000 | 8,596,000 | 13,272,000 | 17,542,000 |
| Provision for loan losses | 67,000 | 265,000 | 368,000 | 551,000 |
| Pretax income | 2,232,000 | 4,316,000 | 6,809,000 | 9,683,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,232,000 | 4,316,000 | 6,809,000 | 9,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,262,000 | 59,896,000 | 61,039,000 | 62,293,000 |