Call reports 2023
HOMEBANK — 2023
What HOMEBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 531,298,000 | 549,305,000 | 571,818,000 | 582,079,000 |
| Total loans | 435,668,000 | 449,764,000 | 476,543,000 | 476,734,000 |
| Allowance for loan losses | 4,391,000 | 4,508,000 | 4,828,000 | 4,827,000 |
| Securities available for sale | 35,347,000 | 29,370,000 | 28,153,000 | 28,257,000 |
| Securities held to maturity | 5,694,000 | 5,647,000 | 5,647,000 | 5,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,553,000 | 476,763,000 | 493,928,000 | 502,224,000 |
| Interest-bearing deposits | 352,171,000 | 355,644,000 | 366,147,000 | 385,973,000 |
| Noninterest-bearing deposits | 108,382,000 | 121,119,000 | 127,781,000 | 116,251,000 |
| Equity capital | 45,737,000 | 45,708,000 | 47,995,000 | 51,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,801,000 | 12,323,000 | 19,659,000 | 27,405,000 |
| Interest expense | 941,000 | 2,290,000 | 3,953,000 | 6,094,000 |
| Net interest income | 4,860,000 | 10,033,000 | 15,706,000 | 21,311,000 |
| Noninterest income | 707,000 | 1,485,000 | 3,546,000 | 4,834,000 |
| Noninterest expense | 3,808,000 | 7,789,000 | 12,012,000 | 16,473,000 |
| Provision for loan losses | 7,000 | 207,000 | 514,000 | 514,000 |
| Pretax income | 1,752,000 | 3,522,000 | 6,726,000 | 9,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,752,000 | 3,522,000 | 6,726,000 | 9,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,968,000 | 50,348,000 | 53,147,000 | 55,306,000 |