Call reports 2022
HOMEBANK — 2022
What HOMEBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 497,267,000 | 495,025,000 | 524,633,000 | 520,412,000 |
| Total loans | 370,841,000 | 386,691,000 | 420,373,000 | 424,123,000 |
| Allowance for loan losses | 3,228,000 | 3,315,000 | 3,402,000 | 3,366,000 |
| Securities available for sale | 41,653,000 | 46,140,000 | 40,797,000 | 36,856,000 |
| Securities held to maturity | 6,661,000 | 6,615,000 | 6,311,000 | 5,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,532,000 | 437,224,000 | 430,935,000 | 453,960,000 |
| Interest-bearing deposits | 337,105,000 | 339,436,000 | 331,791,000 | 355,748,000 |
| Noninterest-bearing deposits | 101,427,000 | 97,788,000 | 99,144,000 | 98,212,000 |
| Equity capital | 43,129,000 | 42,769,000 | 42,528,000 | 45,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,305,000 | 8,879,000 | 13,835,000 | 19,373,000 |
| Interest expense | 227,000 | 467,000 | 879,000 | 1,637,000 |
| Net interest income | 4,078,000 | 8,412,000 | 12,956,000 | 17,736,000 |
| Noninterest income | 730,000 | 1,442,000 | 2,224,000 | 3,344,000 |
| Noninterest expense | 3,421,000 | 6,940,000 | 10,649,000 | 14,442,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 1,297,000 | 2,734,000 | 4,261,000 | 6,368,000 |
| Income tax | 2,000 | 71,000 | 71,000 | 71,000 |
| Net income | 1,295,000 | 2,663,000 | 4,190,000 | 6,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,486,000 | 46,255,000 | 46,979,000 | 49,571,000 |