Call reports 2021
HOMEBANK — 2021
What HOMEBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 455,061,000 | 456,083,000 | 457,520,000 | 491,259,000 |
| Total loans | 342,648,000 | 345,642,000 | 357,367,000 | 361,516,000 |
| Allowance for loan losses | 2,878,000 | 2,870,000 | 3,104,000 | 3,143,000 |
| Securities available for sale | 45,298,000 | 40,203,000 | 39,705,000 | 52,137,000 |
| Securities held to maturity | 0 | 7,556,000 | 7,261,000 | 6,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,457,000 | 402,129,000 | 402,481,000 | 430,841,000 |
| Interest-bearing deposits | 308,456,000 | 311,895,000 | 310,578,000 | 334,377,000 |
| Noninterest-bearing deposits | 93,001,000 | 90,234,000 | 91,903,000 | 96,464,000 |
| Equity capital | 42,786,000 | 43,361,000 | 44,486,000 | 44,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,629,000 | 9,394,000 | 14,840,000 | 19,696,000 |
| Interest expense | 331,000 | 640,000 | 898,000 | 1,139,000 |
| Net interest income | 4,298,000 | 8,754,000 | 13,942,000 | 18,557,000 |
| Noninterest income | 658,000 | 1,276,000 | 2,020,000 | 2,921,000 |
| Noninterest expense | 3,401,000 | 6,777,000 | 10,296,000 | 13,875,000 |
| Provision for loan losses | 0 | 9,000 | 247,000 | 286,000 |
| Pretax income | 1,555,000 | 3,244,000 | 5,419,000 | 7,317,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 1,553,000 | 3,240,000 | 5,414,000 | 7,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,018,000 | 43,541,000 | 44,715,000 | 44,991,000 |