Call reports 2020
HOMEBANK — 2020
What HOMEBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 418,289,000 | 447,479,000 | 435,013,000 | 436,604,000 |
| Total loans | 337,662,000 | 352,105,000 | 351,046,000 | 333,443,000 |
| Allowance for loan losses | 2,779,000 | 2,838,000 | 2,835,000 | 2,899,000 |
| Securities available for sale | 30,814,000 | 29,764,000 | 26,736,000 | 52,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,195,000 | 348,034,000 | 355,405,000 | 383,452,000 |
| Interest-bearing deposits | 263,112,000 | 278,926,000 | 287,951,000 | 303,424,000 |
| Noninterest-bearing deposits | 54,083,000 | 69,108,000 | 67,454,000 | 80,028,000 |
| Equity capital | 40,459,000 | 42,085,000 | 42,642,000 | 42,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,889,000 | 9,721,000 | 14,543,000 | 19,393,000 |
| Interest expense | 975,000 | 1,676,000 | 2,467,000 | 3,611,000 |
| Net interest income | 3,914,000 | 8,045,000 | 12,076,000 | 15,782,000 |
| Noninterest income | 345,000 | 1,082,000 | 2,143,000 | 3,125,000 |
| Noninterest expense | 3,191,000 | 6,469,000 | 9,814,000 | 13,181,000 |
| Provision for loan losses | 27,000 | 123,000 | 123,000 | 200,000 |
| Pretax income | 1,089,000 | 2,583,000 | 4,483,000 | 5,727,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 1,087,000 | 2,579,000 | 4,478,000 | 5,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,933,000 | 41,424,000 | 42,353,000 | 42,465,000 |