Call reports 2019
HOMEBANK — 2019
What HOMEBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 406,629,000 | 400,971,000 | 398,548,000 | 421,979,000 |
| Total loans | 328,338,000 | 332,324,000 | 328,636,000 | 333,433,000 |
| Allowance for loan losses | 2,837,000 | 2,832,000 | 2,867,000 | 2,829,000 |
| Securities available for sale | 29,398,000 | 29,068,000 | 29,023,000 | 33,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,147,000 | 312,614,000 | 309,635,000 | 333,151,000 |
| Interest-bearing deposits | 269,768,000 | 261,260,000 | 259,439,000 | 277,322,000 |
| Noninterest-bearing deposits | 49,379,000 | 51,354,000 | 50,196,000 | 55,829,000 |
| Equity capital | 38,067,000 | 39,068,000 | 39,365,000 | 40,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,690,000 | 9,610,000 | 14,568,000 | 19,553,000 |
| Interest expense | 1,005,000 | 2,117,000 | 3,244,000 | 4,340,000 |
| Net interest income | 3,685,000 | 7,493,000 | 11,324,000 | 15,213,000 |
| Noninterest income | 549,000 | 1,085,000 | 1,490,000 | 2,104,000 |
| Noninterest expense | 2,991,000 | 5,947,000 | 9,278,000 | 12,464,000 |
| Provision for loan losses | 60,000 | 110,000 | 170,000 | 170,000 |
| Pretax income | 1,183,000 | 2,521,000 | 3,366,000 | 4,679,000 |
| Income tax | 2,000 | 4,000 | 5,000 | -5,000 |
| Net income | 1,181,000 | 2,517,000 | 3,361,000 | 4,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,018,000 | 38,644,000 | 38,821,000 | 39,745,000 |
| Total capital | 40,855,000 | 41,476,000 | 41,688,000 | 42,574,000 |
| Risk-weighted assets | 346,271,000 | 353,169,000 | 350,110,000 | 354,381,000 |