Call reports 2018
HOMEBANK — 2018
What HOMEBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,660,000 | 379,704,000 | 378,916,000 | 399,620,000 |
| Total loans | 301,162,000 | 311,856,000 | 317,352,000 | 322,948,000 |
| Allowance for loan losses | 2,758,000 | 2,813,000 | 2,682,000 | 2,778,000 |
| Securities available for sale | 25,785,000 | 25,136,000 | 24,482,000 | 32,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,023,000 | 299,149,000 | 295,185,000 | 311,075,000 |
| Interest-bearing deposits | 243,832,000 | 248,380,000 | 246,381,000 | 260,500,000 |
| Noninterest-bearing deposits | 51,191,000 | 50,769,000 | 48,804,000 | 50,575,000 |
| Equity capital | 35,590,000 | 36,167,000 | 36,448,000 | 37,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,909,000 | 8,091,000 | 12,437,000 | 17,037,000 |
| Interest expense | 654,000 | 1,377,000 | 2,192,000 | 3,086,000 |
| Net interest income | 3,255,000 | 6,714,000 | 10,245,000 | 13,951,000 |
| Noninterest income | 512,000 | 1,049,000 | 1,685,000 | 2,055,000 |
| Noninterest expense | 2,602,000 | 5,258,000 | 8,126,000 | 10,966,000 |
| Provision for loan losses | 150,000 | 225,000 | 225,000 | 325,000 |
| Pretax income | 1,015,000 | 2,280,000 | 3,579,000 | 4,715,000 |
| Income tax | 5,000 | -13,000 | -12,000 | -10,000 |
| Net income | 1,010,000 | 2,293,000 | 3,591,000 | 4,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,943,000 | 36,519,000 | 36,919,000 | 37,405,000 |
| Total capital | 38,701,000 | 39,332,000 | 39,601,000 | 40,183,000 |
| Risk-weighted assets | 309,988,000 | 325,284,000 | 342,513,000 | 346,685,000 |