Call reports 2017
HOMEBANK — 2017
What HOMEBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 341,050,000 | 343,009,000 | 365,824,000 | 369,760,000 |
| Total loans | 276,932,000 | 283,501,000 | 297,343,000 | 293,938,000 |
| Allowance for loan losses | 2,277,000 | 2,584,000 | 2,691,000 | 2,683,000 |
| Securities available for sale | 28,505,000 | 27,910,000 | 25,442,000 | 34,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,185,000 | 269,310,000 | 278,330,000 | 296,163,000 |
| Interest-bearing deposits | 222,108,000 | 222,821,000 | 232,440,000 | 245,828,000 |
| Noninterest-bearing deposits | 49,077,000 | 46,489,000 | 45,890,000 | 50,335,000 |
| Equity capital | 34,456,000 | 34,810,000 | 35,327,000 | 35,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,532,000 | 7,241,000 | 11,197,000 | 15,208,000 |
| Interest expense | 446,000 | 955,000 | 1,494,000 | 2,125,000 |
| Net interest income | 3,086,000 | 6,286,000 | 9,703,000 | 13,083,000 |
| Noninterest income | 477,000 | 981,000 | 1,610,000 | 2,155,000 |
| Noninterest expense | 2,485,000 | 4,995,000 | 7,596,000 | 10,329,000 |
| Provision for loan losses | 271,000 | 612,000 | 914,000 | 932,000 |
| Pretax income | 807,000 | 1,660,000 | 2,803,000 | 3,977,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 802,000 | 1,651,000 | 2,789,000 | 3,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,550,000 | 34,836,000 | 35,381,000 | 35,974,000 |
| Total capital | 36,827,000 | 37,420,000 | 38,072,000 | 38,657,000 |
| Risk-weighted assets | 296,230,000 | 298,419,000 | 304,845,000 | 298,100,000 |