Call reports 2016
HOMEBANK — 2016
What HOMEBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 326,624,000 | 333,117,000 | 335,236,000 | 348,135,000 |
| Total loans | 272,703,000 | 276,360,000 | 278,568,000 | 273,514,000 |
| Allowance for loan losses | 2,721,000 | 2,755,000 | 2,774,000 | 2,759,000 |
| Securities available for sale | 25,686,000 | 20,930,000 | 20,903,000 | 29,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,330,000 | 269,737,000 | 265,458,000 | 280,289,000 |
| Interest-bearing deposits | 222,216,000 | 223,097,000 | 218,093,000 | 230,741,000 |
| Noninterest-bearing deposits | 45,114,000 | 46,640,000 | 47,365,000 | 49,548,000 |
| Equity capital | 33,708,000 | 34,204,000 | 34,339,000 | 34,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,533,000 | 7,054,000 | 10,626,000 | 14,198,000 |
| Interest expense | 428,000 | 864,000 | 1,302,000 | 1,757,000 |
| Net interest income | 3,105,000 | 6,190,000 | 9,324,000 | 12,441,000 |
| Noninterest income | 422,000 | 899,000 | 1,220,000 | 1,589,000 |
| Noninterest expense | 2,353,000 | 4,688,000 | 7,096,000 | 9,434,000 |
| Provision for loan losses | 0 | 45,000 | 80,000 | 116,000 |
| Pretax income | 1,174,000 | 2,356,000 | 3,368,000 | 4,480,000 |
| Income tax | 5,000 | 9,000 | 6,000 | 11,000 |
| Net income | 1,169,000 | 2,347,000 | 3,362,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,576,000 | 33,935,000 | 34,125,000 | 34,523,000 |
| Total capital | 36,297,000 | 36,690,000 | 36,899,000 | 37,282,000 |
| Risk-weighted assets | 281,478,000 | 288,248,000 | 292,220,000 | 288,117,000 |