Call reports 2015
HOMEBANK — 2015
What HOMEBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,959,000 | 175,668,000 | 180,405,000 | 333,779,000 |
| Total loans | 130,788,000 | 141,866,000 | 145,658,000 | 271,789,000 |
| Allowance for loan losses | 1,280,000 | 1,350,000 | 1,374,000 | 2,720,000 |
| Securities available for sale | 14,010,000 | 13,331,000 | 13,816,000 | 24,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,853,000 | 144,910,000 | 153,615,000 | 268,485,000 |
| Interest-bearing deposits | 110,739,000 | 116,590,000 | 122,483,000 | 220,968,000 |
| Noninterest-bearing deposits | 33,114,000 | 28,320,000 | 31,132,000 | 47,517,000 |
| Equity capital | 16,591,000 | 16,628,000 | 16,948,000 | 32,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,638,000 | 5,556,000 | 13,657,000 |
| Interest expense | 197,000 | 388,000 | 612,000 | 1,758,000 |
| Net interest income | 1,588,000 | 3,250,000 | 4,944,000 | 11,899,000 |
| Noninterest income | 224,000 | 512,000 | 821,000 | 1,756,000 |
| Noninterest expense | 1,322,000 | 2,670,000 | 4,081,000 | 9,438,000 |
| Provision for loan losses | 0 | 90,000 | 165,000 | 500,000 |
| Pretax income | 490,000 | 1,002,000 | 1,519,000 | 3,769,000 |
| Income tax | 0 | 0 | 0 | -14,000 |
| Net income | 490,000 | 1,002,000 | 1,519,000 | 3,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,487,000 | 16,653,000 | 16,890,000 | 32,987,000 |
| Total capital | 17,767,000 | 18,003,000 | 18,264,000 | 35,707,000 |
| Risk-weighted assets | 138,238,000 | 150,306,000 | 154,185,000 | 291,097,000 |