Call reports 2014
HOMEBANK — 2014
What HOMEBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,655,000 | 165,263,000 | 164,538,000 | 170,429,000 |
| Total loans | 122,299,000 | 130,312,000 | 130,537,000 | 135,832,000 |
| Allowance for loan losses | 1,159,000 | 1,221,000 | 1,251,000 | 1,289,000 |
| Securities available for sale | 18,316,000 | 15,457,000 | 14,848,000 | 14,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,324,000 | 136,606,000 | 133,448,000 | 138,732,000 |
| Interest-bearing deposits | 106,024,000 | 108,223,000 | 106,762,000 | 105,794,000 |
| Noninterest-bearing deposits | 26,300,000 | 28,383,000 | 26,686,000 | 32,938,000 |
| Equity capital | 15,384,000 | 15,569,000 | 16,279,000 | 16,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,339,000 | 5,112,000 | 6,926,000 |
| Interest expense | 207,000 | 408,000 | 613,000 | 812,000 |
| Net interest income | 1,432,000 | 2,931,000 | 4,499,000 | 6,114,000 |
| Noninterest income | 196,000 | 431,000 | 733,000 | 959,000 |
| Noninterest expense | 1,090,000 | 2,269,000 | 3,432,000 | 4,733,000 |
| Provision for loan losses | 22,000 | 82,000 | 108,000 | 148,000 |
| Pretax income | 497,000 | 983,000 | 1,664,000 | 2,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 983,000 | 1,664,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,495,000 | 15,591,000 | 16,267,000 | 16,317,000 |
| Total capital | 16,677,000 | 16,812,000 | 17,518,000 | 17,606,000 |
| Risk-weighted assets | 131,354,000 | 138,203,000 | 137,992,000 | 142,198,000 |