Call reports 2013
HOMEBANK — 2013
What HOMEBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,657,000 | 157,498,000 | 157,653,000 | 159,118,000 |
| Total loans | 114,325,000 | 115,096,000 | 118,459,000 | 121,197,000 |
| Allowance for loan losses | 1,070,000 | 1,074,000 | 1,126,000 | 1,137,000 |
| Securities available for sale | 24,574,000 | 26,643,000 | 22,389,000 | 20,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,729,000 | 128,633,000 | 126,561,000 | 131,998,000 |
| Interest-bearing deposits | 106,324,000 | 103,693,000 | 102,672,000 | 104,358,000 |
| Noninterest-bearing deposits | 28,405,000 | 24,940,000 | 23,889,000 | 27,640,000 |
| Equity capital | 14,747,000 | 14,729,000 | 14,994,000 | 15,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,367,000 | 5,070,000 | 6,784,000 |
| Interest expense | 258,000 | 494,000 | 717,000 | 956,000 |
| Net interest income | 1,403,000 | 2,873,000 | 4,353,000 | 5,828,000 |
| Noninterest income | 206,000 | 446,000 | 771,000 | 983,000 |
| Noninterest expense | 1,124,000 | 2,262,000 | 3,413,000 | 4,526,000 |
| Provision for loan losses | 0 | 2,000 | 51,000 | 62,000 |
| Pretax income | 491,000 | 1,078,000 | 1,686,000 | 2,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 1,078,000 | 1,686,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,501,000 | 14,714,000 | 15,104,000 | 15,319,000 |
| Total capital | 15,571,000 | 15,788,000 | 16,258,000 | 16,479,000 |
| Risk-weighted assets | 123,111,000 | 124,906,000 | 126,665,000 | 130,544,000 |