Call reports 2012
HOMEBANK — 2012
What HOMEBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,778,000 | 150,212,000 | 152,306,000 | 157,676,000 |
| Total loans | 106,178,000 | 107,087,000 | 114,686,000 | 115,771,000 |
| Allowance for loan losses | 1,138,000 | 1,131,000 | 1,113,000 | 1,070,000 |
| Securities available for sale | 26,103,000 | 28,232,000 | 22,945,000 | 21,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,008,000 | 125,067,000 | 126,643,000 | 130,128,000 |
| Interest-bearing deposits | 102,437,000 | 104,181,000 | 102,563,000 | 105,779,000 |
| Noninterest-bearing deposits | 21,571,000 | 20,886,000 | 24,080,000 | 24,349,000 |
| Equity capital | 14,321,000 | 14,527,000 | 15,009,000 | 14,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,355,000 | 5,064,000 | 6,814,000 |
| Interest expense | 304,000 | 604,000 | 894,000 | 1,165,000 |
| Net interest income | 1,391,000 | 2,751,000 | 4,170,000 | 5,649,000 |
| Noninterest income | 241,000 | 492,000 | 794,000 | 1,062,000 |
| Noninterest expense | 1,061,000 | 2,214,000 | 3,395,000 | 4,607,000 |
| Provision for loan losses | 30,000 | 50,000 | 77,000 | 77,000 |
| Pretax income | 529,000 | 989,000 | 1,561,000 | 2,128,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 527,000 | 987,000 | 1,559,000 | 2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,908,000 | 14,054,000 | 14,593,000 | 14,395,000 |
| Total capital | 15,048,000 | 15,188,000 | 15,709,000 | 15,471,000 |
| Risk-weighted assets | 118,985,000 | 120,701,000 | 128,192,000 | 130,259,000 |