Call reports 2011
HOMEBANK — 2011
What HOMEBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 139,335,000 | 140,987,000 | 143,885,000 | 152,100,000 |
| Total loans | 103,505,000 | 105,653,000 | 106,752,000 | 106,326,000 |
| Allowance for loan losses | 1,047,000 | 1,079,000 | 1,099,000 | 1,129,000 |
| Securities available for sale | 20,390,000 | 19,578,000 | 19,933,000 | 24,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,365,000 | 118,463,000 | 120,471,000 | 129,150,000 |
| Interest-bearing deposits | 99,160,000 | 100,391,000 | 100,238,000 | 107,905,000 |
| Noninterest-bearing deposits | 18,205,000 | 18,072,000 | 20,233,000 | 21,245,000 |
| Equity capital | 12,875,000 | 13,236,000 | 13,654,000 | 14,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,424,000 | 5,202,000 | 6,975,000 |
| Interest expense | 356,000 | 697,000 | 1,040,000 | 1,366,000 |
| Net interest income | 1,317,000 | 2,727,000 | 4,162,000 | 5,609,000 |
| Noninterest income | 224,000 | 481,000 | 744,000 | 1,066,000 |
| Noninterest expense | 1,115,000 | 2,277,000 | 3,324,000 | 4,409,000 |
| Provision for loan losses | 46,000 | 78,000 | 127,000 | 158,000 |
| Pretax income | 397,000 | 872,000 | 1,542,000 | 2,198,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 395,000 | 867,000 | 1,535,000 | 2,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,773,000 | 12,820,000 | 13,283,000 | 13,622,000 |
| Total capital | 13,820,000 | 13,899,000 | 14,382,000 | 14,751,000 |
| Risk-weighted assets | 120,752,000 | 121,977,000 | 122,349,000 | 121,869,000 |