Call reports 2010
HOMEBANK — 2010
What HOMEBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,737,000 | 132,198,000 | 133,897,000 | 142,513,000 |
| Total loans | 101,378,000 | 100,282,000 | 102,525,000 | 103,499,000 |
| Allowance for loan losses | 1,028,000 | 943,000 | 935,000 | 1,001,000 |
| Securities available for sale | 17,406,000 | 15,466,000 | 14,903,000 | 18,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,349,000 | 108,848,000 | 108,443,000 | 120,223,000 |
| Interest-bearing deposits | 92,709,000 | 92,920,000 | 92,735,000 | 101,969,000 |
| Noninterest-bearing deposits | 15,640,000 | 15,928,000 | 15,708,000 | 18,254,000 |
| Equity capital | 12,212,000 | 12,455,000 | 12,752,000 | 12,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,372,000 | 5,067,000 | 6,783,000 |
| Interest expense | 453,000 | 891,000 | 1,329,000 | 1,760,000 |
| Net interest income | 1,188,000 | 2,481,000 | 3,738,000 | 5,023,000 |
| Noninterest income | 238,000 | 515,000 | 930,000 | 1,313,000 |
| Noninterest expense | 1,017,000 | 2,023,000 | 3,082,000 | 4,176,000 |
| Provision for loan losses | 25,000 | 41,000 | 62,000 | 130,000 |
| Pretax income | 384,000 | 948,000 | 1,544,000 | 2,051,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 9,000 |
| Net income | 382,000 | 944,000 | 1,538,000 | 2,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,107,000 | 12,270,000 | 12,489,000 | 12,693,000 |
| Total capital | 13,135,000 | 13,213,000 | 13,424,000 | 13,694,000 |
| Risk-weighted assets | 119,467,000 | 119,299,000 | 120,557,000 | 122,327,000 |