Call reports 2009
HOMEBANK — 2009
What HOMEBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,078,000 | 122,753,000 | 124,112,000 | 131,176,000 |
| Total loans | 94,646,000 | 95,743,000 | 97,650,000 | 98,227,000 |
| Allowance for loan losses | 962,000 | 960,000 | 988,000 | 1,005,000 |
| Securities available for sale | 11,586,000 | 8,903,000 | 9,020,000 | 10,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,349,000 | 96,269,000 | 98,367,000 | 109,210,000 |
| Interest-bearing deposits | 79,732,000 | 80,129,000 | 83,394,000 | 93,669,000 |
| Noninterest-bearing deposits | 17,617,000 | 16,140,000 | 14,973,000 | 15,541,000 |
| Equity capital | 12,085,000 | 12,029,000 | 12,412,000 | 12,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,390,000 | 5,057,000 | 6,756,000 |
| Interest expense | 600,000 | 1,154,000 | 1,670,000 | 2,195,000 |
| Net interest income | 1,060,000 | 2,236,000 | 3,387,000 | 4,561,000 |
| Noninterest income | 260,000 | 581,000 | 1,202,000 | 1,392,000 |
| Noninterest expense | 1,064,000 | 2,042,000 | 3,059,000 | 4,010,000 |
| Provision for loan losses | 24,000 | 56,000 | 83,000 | 101,000 |
| Pretax income | 232,000 | 719,000 | 1,447,000 | 1,842,000 |
| Income tax | 8,000 | 11,000 | 13,000 | 15,000 |
| Net income | 224,000 | 708,000 | 1,434,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,873,000 | 11,856,000 | 12,223,000 | 12,040,000 |
| Total capital | 12,835,000 | 12,816,000 | 13,211,000 | 13,045,000 |
| Risk-weighted assets | 103,694,000 | 105,290,000 | 104,012,000 | 117,653,000 |