Call reports 2006
HOMEBANK — 2006
What HOMEBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,878,000 | 93,060,000 | 94,864,000 | 100,699,000 |
| Total loans | 70,391,000 | 73,204,000 | 72,178,000 | 72,876,000 |
| Allowance for loan losses | 803,000 | 833,000 | 857,000 | 766,000 |
| Securities available for sale | 10,308,000 | 10,244,000 | 9,840,000 | 13,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,987,000 | 70,241,000 | 73,052,000 | 79,149,000 |
| Interest-bearing deposits | 55,923,000 | 59,001,000 | 61,950,000 | 67,227,000 |
| Noninterest-bearing deposits | 11,064,000 | 11,240,000 | 11,102,000 | 11,922,000 |
| Equity capital | 9,679,000 | 9,661,000 | 10,053,000 | 10,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,807,000 | 4,314,000 | 5,843,000 |
| Interest expense | 419,000 | 887,000 | 1,468,000 | 2,053,000 |
| Net interest income | 954,000 | 1,920,000 | 2,846,000 | 3,790,000 |
| Noninterest income | 174,000 | 383,000 | 595,000 | 801,000 |
| Noninterest expense | 720,000 | 1,515,000 | 2,361,000 | 3,131,000 |
| Provision for loan losses | 36,000 | 72,000 | 96,000 | 96,000 |
| Pretax income | 372,000 | 716,000 | 984,000 | 1,364,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 371,000 | 713,000 | 979,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,890,000 | 9,931,000 | 10,198,000 | 10,176,000 |
| Total capital | 10,693,000 | 10,764,000 | 11,055,000 | 10,942,000 |
| Risk-weighted assets | 77,059,000 | 79,935,000 | 80,060,000 | 82,078,000 |