Call reports 2002
HOMEBANK — 2002
What HOMEBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,138,000 | 76,389,000 | 79,179,000 | 83,067,000 |
| Total loans | 52,331,000 | 53,733,000 | 55,315,000 | 56,159,000 |
| Allowance for loan losses | 607,000 | 646,000 | 648,000 | 661,000 |
| Securities available for sale | 17,539,000 | 16,829,000 | 16,693,000 | 17,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,678,000 | 64,039,000 | 64,196,000 | 68,696,000 |
| Interest-bearing deposits | 57,191,000 | 56,066,000 | 55,871,000 | 59,842,000 |
| Noninterest-bearing deposits | 9,487,000 | 7,973,000 | 8,325,000 | 8,854,000 |
| Equity capital | 8,155,000 | 8,061,000 | 8,570,000 | 8,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,520,000 | 3,771,000 | 5,006,000 |
| Interest expense | 443,000 | 855,000 | 1,268,000 | 1,658,000 |
| Net interest income | 838,000 | 1,665,000 | 2,503,000 | 3,348,000 |
| Noninterest income | 84,000 | 184,000 | 296,000 | 396,000 |
| Noninterest expense | 571,000 | 1,135,000 | 1,680,000 | 2,235,000 |
| Provision for loan losses | 26,000 | 51,000 | 77,000 | 112,000 |
| Pretax income | 325,000 | 663,000 | 1,042,000 | 1,397,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 19,000 |
| Net income | 320,000 | 654,000 | 1,028,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,667,000 | 7,401,000 | 7,775,000 | 7,524,000 |
| Total capital | 8,274,000 | 8,047,000 | 8,423,000 | 8,185,000 |
| Risk-weighted assets | 53,473,000 | 53,737,000 | 54,499,000 | 56,508,000 |