Call reports 2001
HOMEBANK — 2001
What HOMEBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,312,000 | 78,784,000 | 76,547,000 | 81,450,000 |
| Total loans | 49,356,000 | 50,186,000 | 52,907,000 | 52,670,000 |
| Allowance for loan losses | 599,000 | 604,000 | 595,000 | 592,000 |
| Securities available for sale | 23,390,000 | 20,280,000 | 17,930,000 | 21,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,756,000 | 68,233,000 | 64,928,000 | 69,465,000 |
| Interest-bearing deposits | 62,906,000 | 60,511,000 | 56,571,000 | 59,848,000 |
| Noninterest-bearing deposits | 7,850,000 | 7,722,000 | 8,357,000 | 9,617,000 |
| Equity capital | 7,748,000 | 7,517,000 | 8,068,000 | 7,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,830,000 | 4,220,000 | 5,555,000 |
| Interest expense | 763,000 | 1,493,000 | 2,145,000 | 2,670,000 |
| Net interest income | 663,000 | 1,337,000 | 2,075,000 | 2,885,000 |
| Noninterest income | 88,000 | 194,000 | 298,000 | 404,000 |
| Noninterest expense | 499,000 | 980,000 | 1,503,000 | 2,039,000 |
| Provision for loan losses | 4,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 248,000 | 539,000 | 858,000 | 1,237,000 |
| Income tax | 5,000 | 11,000 | 15,000 | 20,000 |
| Net income | 243,000 | 528,000 | 843,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,224,000 | 7,008,000 | 7,323,000 | 7,347,000 |
| Total capital | 7,823,000 | 7,612,000 | 7,918,000 | 7,939,000 |
| Risk-weighted assets | 49,141,000 | 50,497,000 | 51,990,000 | 53,083,000 |