Call reports 2026
FSNB, NATIONAL ASSOCIATION — 2026
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 471,240,000 | 478,276,000 |
| Total loans | 144,917,000 | 147,355,000 |
| Allowance for loan losses | 2,605,000 | 2,526,000 |
| Securities available for sale | 182,651,000 | 185,803,000 |
| Securities held to maturity | 68,972,000 | 69,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 377,678,000 | 369,707,000 |
| Interest-bearing deposits | 359,285,000 | 352,403,000 |
| Noninterest-bearing deposits | 18,393,000 | 17,304,000 |
| Equity capital | 78,838,000 | 83,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,122,000 | 8,373,000 |
| Interest expense | 295,000 | 583,000 |
| Net interest income | 3,827,000 | 7,790,000 |
| Noninterest income | 9,705,000 | 19,622,000 |
| Noninterest expense | 10,067,000 | 20,303,000 |
| Provision for loan losses | 321,000 | 656,000 |
| Pretax income | 3,304,000 | 8,228,000 |
| Income tax | 0 | 0 |
| Net income | 3,304,000 | 8,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,223,000 | 83,396,000 |