Call reports 2024
FSNB, NATIONAL ASSOCIATION — 2024
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 468,290,000 | 459,180,000 | 459,184,000 | 463,077,000 |
| Total loans | 155,268,000 | 152,850,000 | 156,782,000 | 157,828,000 |
| Allowance for loan losses | 2,842,000 | 2,812,000 | 2,788,000 | 2,753,000 |
| Securities available for sale | 159,873,000 | 154,552,000 | 158,390,000 | 156,625,000 |
| Securities held to maturity | 70,315,000 | 70,345,000 | 70,126,000 | 69,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,612,000 | 371,321,000 | 359,477,000 | 374,898,000 |
| Interest-bearing deposits | 362,576,000 | 353,660,000 | 342,639,000 | 357,192,000 |
| Noninterest-bearing deposits | 17,036,000 | 17,661,000 | 16,838,000 | 17,706,000 |
| Equity capital | 66,137,000 | 66,311,000 | 69,684,000 | 71,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,070,000 | 8,159,000 | 12,237,000 | 16,295,000 |
| Interest expense | 355,000 | 616,000 | 892,000 | 1,195,000 |
| Net interest income | 3,715,000 | 7,543,000 | 11,345,000 | 15,100,000 |
| Noninterest income | 10,613,000 | 21,318,000 | 32,111,000 | 43,269,000 |
| Noninterest expense | 10,633,000 | 21,681,000 | 32,763,000 | 43,477,000 |
| Provision for loan losses | 378,000 | 803,000 | 1,395,000 | 1,875,000 |
| Pretax income | 4,119,000 | 7,408,000 | 10,535,000 | 14,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,119,000 | 7,408,000 | 10,535,000 | 14,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,555,000 | 73,393,000 | 74,072,000 | 75,213,000 |